Financing For Everyone

Get Approved for a Vehicle Today

Simple, secure financing options for all credit situations.

Whether you have good credit, bad credit, no credit, or are new to Canada, our finance team is here to help you explore your options and find a vehicle that fits your budget.

  • All credit types welcome
  • Apply online in minutes
  • Secure and confidential application
  • Many vehicles to choose from
  • All vehicles are safety certified
Get Approved Now
Clean modern SUV

Start Your Approval in Minutes

Fill out a quick application and our team will review your information, explore lender options, and contact you with next steps.

  • We review your application
  • We explore available lender options
  • We contact you with your next steps
  • You choose from available safety-certified vehicles
Continue Application

Why Apply With Toronto Hyundai?

  • Experienced finance specialists
  • Access to multiple trusted lenders
  • Support for many credit situations
  • Simple and transparent process
  • No-pressure guidance
  • Large selection of vehicles
  • All vehicles are safety certified
  • Secure and confidential application

How It Works

1

Apply Online
Complete a quick and secure credit application.

2

Review Options
Our finance team explores available lender options.

3

Choose Vehicle
Find a vehicle that fits your needs and budget.

4

Drive Away
Finalize the details and drive with confidence.

Financing for Many Credit Situations

You do not need perfect credit to get started. We work with customers in many different situations, including:

  • Good credit
  • Bad credit
  • No credit history
  • New to Canada
  • Self-employed applicants
  • Past bankruptcy or missed payments
  • Customers rebuilding credit

Basic Approval Requirements

To help us find the best available options, applicants generally need:

  • Minimum income of $2,500 per month
  • Valid work permit or Permanent Residency
  • Ontario residency
  • Valid driver's licence
  • Basic employment and contact information

Our team will review your situation and explain what is needed before moving forward.

Approved Lending Partners

We work with trusted lending partners to help provide flexible financing options for different credit situations.

TD Auto Finance logo
TD Auto Finance
RBC Royal Bank logo
RBC Royal Bank
Northlake Financial logo
Northlake Financial
Iceberg Finance logo
Iceberg Finance
EdenPark logo
Eden Park Canada
Scotia Dealer Advantage logo
Scotia Dealer Advantage
Santander Consumer Bank logo
Santander Consumer Bank
iA Financial Group logo
iA Financial Group

Approvals are subject to lender criteria, application review, and available financing options.


Clean white SUV parked on scenic road

Find the Right Vehicle for You

We offer a wide range of vehicles to match different needs, budgets, and lifestyles.

  • All vehicles are safety certified
  • Many options available
  • Flexible pricing options
  • Support choosing the right vehicle
  • Options for different budgets and monthly payments

We're Here to Help, No Judgment

Life happens. Credit challenges should not stop you from exploring your vehicle options. Our team will treat your application with care, respect, and confidentiality.

Your information is always secure and confidential.

Frequently Asked Questions

Can I get approved with bad credit?

Yes. We work with customers in many different credit situations and will help review available options.

Can I apply if I am new to Canada?

Yes. Applicants should have a valid work permit or Permanent Residency and be an Ontario resident.

What income do I need?

Most applicants need a minimum income of $2,500 per month.

Are the vehicles safety certified?

Yes, all vehicles are safety certified.

How long does the application take?

The online application only takes a few minutes to complete.

Ready to Get Started?

Take the first step toward your next vehicle today.

Apply Now

Get approved today and explore your options.